@font-face{font-family:'Outfit';font-style:normal;font-weight:100 900;font-display:swap;src:url(/fonts/outfit-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Outfit';font-style:normal;font-weight:100 900;font-display:swap;src:url(/fonts/outfit-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:200 800;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:200 800;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
:root{--lime:#c5f27a;--green:#148a5b;--green-hi:#22b07a;--green-dk:#0f6b47;--mint:#e5f6ee;--mint-2:#cdeedd;--dark:#1b2b32;--dark-2:#243840;--orange:#f08a00;--orange-tx:#b35c00;--ink:#14211c;--muted:#5a6b64;--line:#e2ebe6;--bg:#fff;--shadow:0 2px 6px #1b2b320d,0 18px 40px -18px #1b2b3333;--font:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',sans-serif;--display:'Outfit','Plus Jakarta Sans',system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px;-webkit-text-size-adjust:100%}
body{margin:0;color:var(--ink);background:var(--bg);font:16px/1.7 var(--font);-webkit-font-smoothing:antialiased}
h1,h2,h3,.brand,.final-title{font-family:var(--display);line-height:1.12;letter-spacing:-.015em;font-weight:600;text-wrap:balance}
h1{font-size:clamp(2.4rem,4.6vw,3.6rem);margin:0 0 20px;font-weight:600}h1 span{color:var(--green)}
h2{font-size:clamp(1.8rem,3vw,2.5rem);margin:0 0 16px}h3{font-size:1.15rem;margin:0 0 8px}
p{margin:0 0 1.1em}a{color:var(--green);text-underline-offset:3px}
button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{touch-action:manipulation}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px;border-radius:4px}
img{display:block;width:100%;height:auto}.ico{display:inline-block;width:var(--s);height:var(--s);flex:0 0 var(--s);object-fit:contain;vertical-align:middle}
.ico-ph{position:relative;border-radius:28%;background:repeating-linear-gradient(135deg,#cdeedd 0 5px,#e5f6ee 5px 10px);box-shadow:inset 0 0 0 1.5px #22b07a80}
.mi{display:inline-flex;align-items:center;justify-content:center;width:var(--s);height:var(--s);flex:0 0 var(--s);font:700 calc(var(--s)*.95)/1 var(--font)}
.mi-img{background:currentColor;-webkit-mask:var(--m) center/contain no-repeat;mask:var(--m) center/contain no-repeat}
.mi-ph:empty::before{content:"";width:62%;height:62%;border:1.5px solid currentColor;border-radius:50%;opacity:.7}
.mi-ph[data-icon=micro-chevron-bas]{transform:rotate(90deg)}
.flag{--s:24px;margin-right:8px;border-radius:4px}
.wrap{width:min(1180px,calc(100% - 48px));margin-inline:auto}.reading{max-width:800px}.section{padding-block:clamp(44px,5.5vw,72px)}.section.wrap+.section.wrap,.section.wrap+.section.faq{position:relative;padding-top:clamp(36px,4.5vw,56px)}.section.wrap+.section.wrap::before{content:"";position:absolute;top:0;left:50%;width:min(1180px,calc(100vw - 48px));height:1px;background:var(--line);transform:translateX(-50%)}.center{text-align:center}
.eyebrow{font-weight:700;font-size:.95rem;color:var(--orange-tx);margin:0 0 10px}.dark .eyebrow,.banner .eyebrow{color:#ffb247}
.muted{color:var(--muted)}.lead{font-size:1.1rem;color:var(--muted);max-width:520px}.micro{font-size:.78rem;color:var(--muted);line-height:1.7}
.button{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 30px;border-radius:10px;background:var(--green);color:#fff;font-weight:800;font-size:1.05rem;letter-spacing:.01em;box-shadow:0 8px 20px -8px #148a5bcc;animation:btn-pulse 2.2s ease-out infinite;text-decoration:none;border:0;cursor:pointer;line-height:1.25;transition:background .15s,transform .15s}
.button:hover{background:var(--green-dk)}.button .arrow{transition:transform .15s}.button:hover .arrow{transform:translateX(3px)}
.button.small{padding:10px 18px;font-size:.9rem}
@keyframes btn-pulse{0%{box-shadow:0 8px 20px -8px #148a5bcc,0 0 0 0 #22b07a8c}70%{box-shadow:0 8px 20px -8px #148a5bcc,0 0 0 14px #22b07a00}100%{box-shadow:0 8px 20px -8px #148a5bcc,0 0 0 0 #22b07a00}}
@keyframes btn-pulse-orange{0%{box-shadow:0 0 0 0 #f08a0099}70%{box-shadow:0 0 0 14px #f08a0000}100%{box-shadow:0 0 0 0 #f08a0000}}
@keyframes btn-pulse-light{0%{box-shadow:0 0 0 0 #ffffffb3}70%{box-shadow:0 0 0 14px #ffffff00}100%{box-shadow:0 0 0 0 #ffffff00}}
.button:hover{animation-play-state:paused;transform:translateY(-2px)}.button[type=submit]:not(.block){animation:none}.button.block{width:100%;padding:16px;font-size:1.1rem}
.button.orange{background:var(--orange);color:#1b2b32;animation-name:btn-pulse-orange}.button.orange:hover{background:#ffa22e}
.button.light{background:#fff;color:var(--green);animation-name:btn-pulse-light}.button.light:hover{background:var(--mint)}
.more{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.9rem;color:var(--green)}.more-dot{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:50%;background:var(--green);color:#fff}
.skip{position:absolute;left:16px;top:-100px;z-index:100;background:#fff;padding:16px}.skip:focus{top:12px}
/* Header */
header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 2px 14px #1b2b3214}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px}
.brand{font-size:1.8rem;font-weight:800;color:var(--dark);text-decoration:none;letter-spacing:-.03em}.brand span{color:var(--green-hi)}
.nav nav{display:flex;align-items:center;gap:6px}
.nav-link,.dd-btn{display:inline-flex;align-items:center;gap:6px;padding:10px 12px;border:0;background:none;color:var(--ink);font-size:.92rem;font-weight:500;text-decoration:none;cursor:pointer;border-radius:8px}
.nav-link:hover,.dd-btn:hover{color:var(--green)}.contact-link{color:var(--green);font-weight:700}
.nav-sep{width:1px;height:28px;background:var(--line);margin:0 10px}.nav .button{margin-left:6px}
.dd{position:relative}.dd-chev{transition:transform .2s}.dd.open .dd-chev{transform:rotate(180deg)}.dd.open .mi-ph.dd-chev{transform:rotate(270deg)}
.dd-panel{position:absolute;top:calc(100% + 8px);left:0;min-width:250px;padding:8px;background:#fff;border-radius:12px;box-shadow:var(--shadow);border:1px solid var(--line);display:none}
.dd.open .dd-panel{display:block}.dd-panel a{display:block;padding:9px 12px;border-radius:8px;color:var(--ink);text-decoration:none;font-size:.9rem}.dd-panel a:hover{background:var(--mint);color:var(--green-dk)}
.menu-toggle{display:none}
/* Hero */
.hero{position:relative;overflow:hidden;background:var(--mint);padding:clamp(48px,6vw,80px) 0 clamp(48px,6vw,72px)}
.hero::before{content:'';position:absolute;inset:0 0 0 auto;width:46%;background:linear-gradient(160deg,#22b07aa6,#0f6b47cc),var(--hero-bg,none) 70% center/cover no-repeat,var(--green);clip-path:polygon(18% 0,100% 0,100% 100%,0 100%)}

.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,6vw,80px);align-items:center}
.hero-facts{list-style:none;padding:0;margin:34px 0 0;display:flex;flex-wrap:wrap;gap:14px 30px}
.hero-facts li{display:flex;align-items:center;gap:10px;font-size:.82rem;color:var(--muted);line-height:1.3}.hero-facts strong{display:block;color:var(--ink);font-size:1rem}
.inquiry{background:#fff;border-radius:22px;padding:clamp(24px,3vw,34px);box-shadow:0 24px 60px -20px #0f4a3159}
.inquiry-tag{color:var(--green);font-weight:700;margin:0 0 10px}.inquiry-tag span{margin:0 6px;opacity:.5}
.inquiry h2{font-size:clamp(1.6rem,2.6vw,2.15rem);margin:0 0 22px}
.inquiry label{display:block;color:var(--muted);font-size:.92rem;margin-bottom:8px}
.select{position:relative;margin-bottom:16px}.select select{appearance:none;width:100%;padding:16px 48px 16px 16px;border:1px solid #cfdcd5;border-radius:8px;background:#fff;color:var(--ink);font-size:1.15rem;font-weight:700;cursor:pointer}
.select-chev{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--green);pointer-events:none}
.inquiry-badges{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:18px 0 0}.inquiry-badges li{display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border:1px solid var(--line);border-radius:999px;font-size:.74rem;color:var(--muted)}
/* Loan-type tiles */



.tiles{background:linear-gradient(180deg,var(--mint) 0,#f3faf6 55%,#fff 100%);padding:26px 0 10px}
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent);mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent)}
.marquee-track{display:flex;width:max-content;animation:marquee 55s linear infinite}
.marquee:hover .marquee-track,.marquee:focus-within .marquee-track{animation-play-state:paused}
.marquee-set{display:flex;gap:16px;padding:8px 16px 22px 0}
@keyframes marquee{to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.marquee{overflow-x:auto;-webkit-mask-image:none;mask-image:none}.marquee-set[aria-hidden]{display:none}.marquee-set{padding-left:16px}}
.tile{flex:0 0 168px;scroll-snap-align:start;display:flex;flex-direction:column;align-items:center;gap:12px;padding:22px 12px;background:#fff;border-radius:18px;box-shadow:var(--shadow);text-align:center;text-decoration:none;color:var(--ink);font-family:var(--display);font-size:1.05rem;line-height:1.2;transition:transform .15s}
.tile:hover,.tile[aria-current]{transform:translateY(-3px);color:var(--green-dk)}.tile[aria-current]{outline:2px solid var(--green)}

/* Facts strip (in place of press logos) */
.facts{padding:26px 0 8px}.facts .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px 28px}
.facts span{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-weight:600;font-size:1.05rem;color:var(--dark)}
/* Big mint panel */
.panel-wrap{padding-block:24px 8px}
.panel{border-radius:34px;padding:clamp(20px,4vw,44px);background:linear-gradient(180deg,#a9e4c8 0%,var(--mint) 45%,#f6fbf8 100%)}
.panel-top{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px;align-items:end;margin-bottom:24px}
.panel-photo img{aspect-ratio:1/1;object-fit:cover;border-radius:24px 24px 0 0}
.panel-card{background:#fffffff0;border-radius:24px;padding:clamp(24px,3vw,38px);align-self:center}
.panel-card h2 em{font-style:normal;color:var(--green)}.panel-card p{color:#3e4f48}
.panel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.why{grid-column:span 2;background:linear-gradient(135deg,var(--dark),#1f5944);color:#fff;border-radius:18px;padding:clamp(24px,3vw,38px);display:flex;flex-direction:column;justify-content:center;align-items:flex-start}
.why .eyebrow{color:#ffb247}.why h2{color:#fff;margin-bottom:24px}.underline{background:linear-gradient(transparent 82%,var(--green-hi) 82%)}
.feature{background:#fff;border-radius:18px;padding:24px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.feature-head{display:flex;gap:12px;align-items:center;margin-bottom:14px}.feature h3{margin:0;font-size:1.05rem}
.feature p{font-size:.88rem;color:var(--muted);flex:1}
/* Who we are */
.who{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,80px);align-items:center}
.who-photo{position:relative;padding-bottom:40px}.who-photo img{border-radius:22px;aspect-ratio:4/3.2;object-fit:cover}
.who-card{position:absolute;left:-24px;max-width:300px;background:#ffffffeb;backdrop-filter:blur(6px);border-radius:12px;padding:14px 18px;box-shadow:var(--shadow);font-size:.8rem;color:var(--muted)}
.who-card strong{display:block;color:var(--ink);font-size:.95rem;margin-bottom:4px}.who-card p{margin:0}.c1{bottom:110px}.c2{bottom:0;left:40px}
/* Dark sections */
.dark{background:var(--dark);color:#d6e2dc}.dark h2,.dark h3{color:#fff}.dark .muted{color:#b5c4bd}
.dark-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:36px}
.dark-card{background:var(--dark-2);border-radius:14px;padding:22px 24px;text-decoration:none;color:#d6e2dc;box-shadow:0 10px 30px -12px #0008;transition:background .15s}
.dark-card:hover{background:#2b434c}.dark-card h3{display:flex;align-items:center;gap:10px;color:var(--green-hi);font-size:1.1rem}.dark-card .ico-ph{box-shadow:inset 0 0 0 1.5px #ffffff55;background:repeating-linear-gradient(135deg,#2b434c 0 5px,#243840 5px 10px)}.dark-card p{margin:0;font-size:.92rem}
.strip{display:flex;align-items:center;justify-content:center;gap:16px;padding:16px;background:var(--mint-2);font-family:var(--display)}.strip .brand{font-size:1.4rem}.strip .dot{width:7px;height:7px;border-radius:50%;background:var(--dark)}
/* Steps */
.steps-section{background:linear-gradient(180deg,#d4f9e6,#fff)}
.steps-head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;margin-bottom:36px}
.note{display:flex;gap:16px;background:#fff;border-radius:14px;padding:22px 24px;box-shadow:var(--shadow)}.note-icon{flex:0 0 48px;display:flex}
.note strong{font-family:var(--display);font-size:1.1rem}.note p{margin:6px 0 0;color:var(--muted);font-size:.92rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.steps article{display:flex;gap:16px}
.step-icon{flex:0 0 56px;display:flex}.steps p{color:var(--muted);margin:0}
/* Banner */
.banner{display:grid;grid-template-columns:1.1fr .9fr;align-items:end;border-radius:22px;background:linear-gradient(100deg,var(--green-hi),#5cc895);color:#fff;overflow:hidden;margin-block:clamp(36px,4.5vw,56px)}
.banner-copy{padding:clamp(28px,5vw,56px)}.banner h2{color:#fff;font-size:clamp(2rem,3.6vw,2.9rem)}.banner p{max-width:460px;font-size:.95rem}
.banner-photo{position:relative;align-self:stretch}.banner-photo img{height:100%;object-fit:cover;min-height:280px}
.chip{position:absolute;left:-30px;top:30px;background:#ffffffee;color:var(--muted);border-radius:12px;padding:14px 20px;box-shadow:0 14px 30px -10px #0004;font-size:.85rem}.chip strong{display:block;color:var(--green);font-family:var(--display);font-size:1.4rem}
/* Borrow links */
.borrow{background:linear-gradient(120deg,var(--dark) 55%,#1d5945);overflow:hidden}
.borrow-grid{display:grid;grid-template-columns:1.7fr 1fr;gap:40px;align-items:end}
.link-box{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:30px;padding:28px;border-radius:14px;background:#ffffff0d}
.link-box h3{font:700 .72rem var(--font);letter-spacing:.08em;text-transform:uppercase;color:var(--green-hi);margin:0 0 14px}
.link-box a{display:flex;align-items:center;gap:6px;color:#fff;text-decoration:none;font-weight:600;font-size:.9rem;padding:7px 0}.link-box a:hover,.link-box a[aria-current]{color:var(--green-hi)}.link-box .arrow{width:15px;height:15px}
.borrow-photo img{border-radius:22px;aspect-ratio:2/3;object-fit:cover}
/* Calculator */
.calc-head{display:flex;justify-content:space-between;align-items:center;gap:24px;margin-bottom:28px}.calc-head h2 span{display:block}.calc-head h2 span::first-letter{color:inherit}.calc-head p{max-width:520px}
.calc{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding:clamp(22px,3vw,36px);border-radius:22px;box-shadow:var(--shadow);border:1px solid var(--line)}
.calc label{font-weight:700;font-size:.92rem}.calc output{float:right;color:var(--green);font-family:var(--display);font-size:1.15rem}
.calc input[type=range]{width:100%;margin-top:22px;accent-color:var(--green)}.calc .select{margin:8px 0 0}.calc .select select{font-size:1rem;padding:12px 44px 12px 14px}
.calc input[type=number]{display:block;width:100%;margin-top:8px;padding:12px 14px;border:1px solid #cfdcd5;border-radius:8px;font-weight:700}
.calc-result{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.calc-result div{background:var(--mint);border-radius:14px;padding:18px 20px}
.calc-result span{display:block;font-size:.82rem;color:var(--muted)}.calc-result strong{font-family:var(--display);font-size:1.6rem;color:var(--dark)}
/* SEO long-form section */
.seo{background:var(--mint)}
.seo-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(28px,5vw,64px);align-items:start}
.seo-aside{position:sticky;top:96px}.seo-aside h2{font-size:clamp(1.7rem,2.6vw,2.2rem)}.seo-aside h2 em{font-style:normal;color:var(--green)}
.seo-tag{font-weight:600;font-size:.95rem;color:var(--green-dk)}
.checks{list-style:none;padding:0;margin:0 0 26px;display:grid;gap:12px}.checks li{display:flex;gap:10px;align-items:center;font-weight:600}
.checks .mi{width:28px;height:28px;flex-basis:28px;font-size:15px;border-radius:50%;background:#fff;color:var(--green);box-shadow:0 2px 6px #1b2b3214}
.seo-cards{display:grid;gap:18px}
.seo-card{background:#fff;border-radius:18px;padding:clamp(22px,3vw,32px);box-shadow:var(--shadow);font-size:.97rem}
.seo-card>h2:first-child{font-size:1.35rem;margin:0 0 12px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.seo-card p:last-child{margin-bottom:0}
/* Education */
.edu-head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start;margin-bottom:32px}
.edu-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.edu-card{position:relative;display:block;border-radius:14px;overflow:hidden;text-decoration:none;color:#fff}
.edu-card img{aspect-ratio:16/10;object-fit:cover;transition:transform .3s}.edu-card:hover img{transform:scale(1.03)}
.edu-card>div{position:absolute;inset:auto 0 0;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 20px;background:linear-gradient(transparent,#0b1a14d9 40%)}
.edu-card strong{font-family:var(--display);font-weight:500;font-size:1.1rem;line-height:1.3}.edu-card .more{color:#7fe0b2;white-space:nowrap}
.final{position:relative;padding:clamp(56px,7vw,88px) 0;color:#fff;background:linear-gradient(115deg,#0b3d2bf2 0%,#0f6b47e6 45%,#148a5b99 100%),url(/assets/hero-1600.webp) center 40%/cover no-repeat,var(--green-dk)}.final .brand{font-size:2.2rem;color:#fff}.final .brand span{color:var(--lime,#c5f27a)}.final-title{font-size:clamp(1.9rem,3.4vw,2.7rem);font-weight:500;margin:14px 0 10px;color:#fff}.final-title span{display:block;color:#c5f27a}.final-sub{color:#d7eee3;margin:0 0 26px}
/* Generic content */
.prose{overflow-wrap:anywhere}.prose>:first-child,.prose>p:empty:first-child+*{margin-top:0}.prose>:last-child,.prose>p:last-of-type{margin-bottom:0}.prose h2,.prose h3,.prose h4{margin:32px 0 12px;line-height:1.25;font-size:1.55rem}.prose>h2:first-child{margin-top:0}
.prose p:empty{display:none}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin-bottom:8px}.prose li::marker{color:var(--green)}.prose .cards h3{margin:0;font-size:1.2rem}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:18px}
.card{display:flex;flex-direction:column;gap:8px;background:#fff;border-radius:18px;padding:26px;box-shadow:var(--shadow);text-decoration:none;color:var(--ink);transition:transform .15s}.card:hover{transform:translateY(-3px)}
.card h3{margin:0;color:var(--dark)}.card p{color:var(--muted);font-size:.9rem;margin:0;flex:1}
details{border:1px solid var(--line);border-radius:12px;padding:0 20px;margin-bottom:10px}
summary{position:relative;list-style:none;font-weight:700;cursor:pointer;padding:18px 36px 18px 0}summary::-webkit-details-marker{display:none}
summary::after{content:'+';position:absolute;right:0;top:50%;transform:translateY(-50%);width:26px;height:26px;border-radius:50%;background:var(--mint);color:var(--green);display:flex;align-items:center;justify-content:center;font-size:1.2rem;font-weight:600}
details[open] summary::after{content:'–'}details p{margin:0 0 18px;color:var(--muted)}
.page-hero{padding:clamp(24px,3.5vw,40px) 0 clamp(28px,4vw,44px);background:var(--mint)}.page-hero+.section{padding-top:clamp(28px,3.5vw,40px)}.page-hero .eyebrow{margin-bottom:6px}.page-hero h1{font-size:clamp(2.1rem,4vw,3.2rem);margin:0}.meta{margin:10px 0 0;color:var(--muted);font-size:.9rem}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:14px;font-size:.84rem;color:var(--muted)}.crumbs a{color:var(--muted)}
.cta-inline{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:30px;border-radius:18px;background:var(--mint)}.cta-inline h2{font-size:1.5rem;margin:0 0 6px}.cta-inline p{margin:0;color:var(--muted)}
.notice{padding:20px 22px;background:var(--mint);border-left:4px solid var(--green);border-radius:0 12px 12px 0;margin-bottom:30px}
.contact-card{background:#fff;padding:34px;border-radius:18px;box-shadow:var(--shadow);margin-bottom:24px}
label{display:block;margin-bottom:18px;font-weight:600}
.contact-card input:not([type=checkbox]),.contact-card select,.contact-card textarea{display:block;width:100%;border:1px solid #c3d3ca;border-radius:8px;padding:12px 14px;background:#fff;color:var(--ink);margin-top:8px}
input:focus,select:focus,textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px #148a5b26;outline:none}
textarea{resize:vertical}.consent{display:flex;gap:12px;font-size:.85rem;font-weight:400;align-items:flex-start}.consent input{margin-top:6px;min-width:18px;min-height:18px;accent-color:var(--green)}
.hp{position:absolute;left:-10000px}.partner-status{color:#994025}.partner-result:focus{outline:none}[hidden]{display:none!important}
#lead-scout-form:empty{min-height:280px}#form-status{text-align:center}
/* Footer */
footer{background:#fff;border-top:1px solid var(--line);padding-top:56px}
.footer-grid{display:grid;grid-template-columns:repeat(4,1fr) 1.3fr;gap:28px;padding-bottom:40px}
footer h2{font-size:1.05rem;margin:0 0 14px}footer nav{display:flex;flex-direction:column;gap:8px}footer nav a{color:#3e4f48;text-decoration:none;font-size:.9rem}footer nav a:hover{color:var(--green)}
.help{background:var(--mint);border-radius:14px;padding:22px}.help-title{font-family:var(--display);font-size:1.3rem;line-height:1.2;margin:0 0 14px}.help-title span{display:block}
.help-label{margin:12px 0 2px;font-weight:800;font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:var(--orange-tx)}.help a{font-weight:600}
.legal{background:#f5f7f6;padding:16px 0}.legal .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 34px}.legal a{color:#4a5a53;font-size:.84rem;text-decoration:none}
.footer-bottom{padding:22px 0 12px}
footer>.privacy-link{display:block;width:min(1180px,calc(100% - 48px));margin:0 auto!important;padding:0 0 28px;border:0;background:none;text-align:left;color:var(--muted);font-size:.84rem;text-decoration:underline;cursor:pointer}footer>.privacy-link:hover{color:var(--green)}
@media(max-width:1080px){.nav-link,.dd-btn{padding:10px 8px;font-size:.86rem}.nav-sep{display:none}.footer-grid{grid-template-columns:repeat(3,1fr)}.help{grid-column:span 3}}
@media(max-width:960px){.menu-toggle{display:block;border:1px solid var(--line);border-radius:8px;padding:8px 16px;background:#fff;color:var(--ink);font-weight:600}
 .nav{position:relative;min-height:64px}.nav nav{display:none;position:absolute;left:-24px;right:-24px;top:64px;max-height:calc(100vh - 64px);overflow:auto;padding:12px 24px 24px;background:#fff;box-shadow:0 18px 24px #1b2b3226;flex-direction:column;align-items:stretch;gap:0}
 .nav nav.open{display:flex}.nav-link,.dd-btn{width:100%;justify-content:space-between;padding:14px 0;font-size:1rem;border-bottom:1px solid var(--line);border-radius:0}.contact-link{justify-content:flex-start}
 .dd-panel{position:static;box-shadow:none;border:0;padding:0 0 8px 8px;min-width:0}.nav .button{margin:16px 0 0}
 .hero{padding-bottom:48px}.hero::before{width:100%;height:46%;top:auto;clip-path:polygon(0 30%,100% 0,100% 100%,0 100%)}
 .hero-grid,.who,.steps-head,.edu-head,.borrow-grid,.banner,.panel-top,.seo-grid{grid-template-columns:1fr}.seo-aside{position:static}.panel-photo{max-width:420px}
 .panel-grid,.dark-grid{grid-template-columns:1fr 1fr}.why{grid-column:1/-1}.steps{grid-template-columns:1fr;gap:22px}
 .borrow-photo{display:none}.calc{grid-template-columns:1fr 1fr}.calc label:first-child{grid-column:1/-1}.chip{left:16px;top:16px}.who-card{left:16px}.c2{left:40px}}
@media(max-width:640px){.wrap{width:calc(100% - 32px)}.nav nav{left:-16px;right:-16px}h1{font-size:2.3rem}
 .hero-facts{gap:12px 20px}.panel-grid,.dark-grid,.edu-grid,.calc-result,.link-box{grid-template-columns:1fr}.calc{grid-template-columns:1fr}
 .calc-head{flex-direction:column;align-items:flex-start}.tile{flex-basis:140px;font-size:.95rem;padding:18px 10px}.section.wrap+.section.wrap::before{width:calc(100vw - 32px)}.facts .wrap{display:grid;grid-template-columns:1fr 1fr}.facts span{font-size:.9rem}
 .who-card{position:static;max-width:none;margin-top:12px}.who-photo{padding:0}.edu-card>div{flex-direction:column;align-items:flex-start;gap:6px}
 .footer-grid{grid-template-columns:1fr 1fr}.help{grid-column:1/-1}.cta-inline{flex-direction:column;align-items:flex-start}.contact-card{padding:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}

/* Icon placements */
.hero-facts .ico{--s:40px}.calc-title{display:flex;gap:18px;align-items:flex-start}.edu-head .ico{margin-bottom:12px}.help .ico{float:right;margin-left:12px}
.who-card strong{display:flex;align-items:center}
/* Footer notices */
.notices{border-top:1px solid var(--line);padding-top:22px;margin-bottom:16px}
footer .notices h2{font-size:.95rem;margin:0 0 12px}
.notices-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px 24px}
footer .notices h3{font:700 .7rem/1.3 var(--font);margin:0 0 3px;color:var(--ink)}
footer .notices p{font-size:.66rem;line-height:1.5;color:var(--muted);margin:0}
.copyright{border-top:1px solid var(--line);padding-top:16px;margin:0}
@media(max-width:1080px){.notices-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.notices-grid{grid-template-columns:1fr}}

/* Affiliate program page */
.aff-hero .crumbs{margin-bottom:14px}.aff-card .checks{margin:6px 0 22px}.aff-card .micro{margin:12px 0 0}
.aff-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.aff-grid .feature h3{margin:14px 0 6px}
.steps-cta{margin:36px 0 0}
.table-wrap{overflow-x:auto;border-radius:16px;box-shadow:var(--shadow);border:1px solid var(--line)}
.aff-table{width:100%;border-collapse:collapse;min-width:560px;font-size:.95rem}
.aff-table th,.aff-table td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.aff-table thead th{background:var(--dark);color:#fff;font-family:var(--display);font-weight:600}.aff-table tbody th{color:var(--dark);width:26%}
.aff-table tbody tr:nth-child(even){background:#f6fbf8}.aff-table tr:last-child>*{border-bottom:0}
.traffic-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:30px}
.traffic{background:var(--dark-2);border-radius:16px;padding:26px}.traffic h3{margin:12px 0 10px}.traffic ul{margin:0;padding-left:1.2em;color:#d6e2dc}.traffic li{margin-bottom:6px}
.traffic.ok h3{color:var(--green-hi)}.traffic.no h3{color:#ffb247}
/* Affiliate application dialog (same structure as NoRefusal) */
.partner-dialog{width:min(600px,calc(100% - 24px));max-height:calc(100dvh - 24px);border:0;border-radius:22px;padding:clamp(20px,4vw,32px);box-shadow:0 30px 80px -20px #0b2e2166;color:var(--ink)}
.partner-dialog::backdrop{background:#0b2e2199;backdrop-filter:blur(3px)}
html.dialog-open{overflow:hidden}
.pd-head{display:flex;align-items:center;gap:14px;margin-bottom:14px}.pd-progress{flex:1;min-width:0}
.pd-title{margin:0 0 8px;font:700 1rem/1.2 var(--display);color:var(--green-dk)}
.progress{height:8px;border-radius:999px;background:var(--mint);overflow:hidden}.progress span{display:block;height:100%;background:linear-gradient(90deg,var(--green-hi),var(--green));border-radius:inherit;transition:width .3s ease}
.pd-count{margin:6px 0 0;font-size:.8rem;color:var(--muted)}
.pd-back,.pd-close{flex:none;width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--dark);font-size:1.3rem;cursor:pointer}.pd-back:hover,.pd-close:hover{background:var(--mint)}
.quiz{display:grid}.q-step{border:0;margin:0;padding:6px 0 0;min-width:0;display:grid;gap:14px;animation:q-in .25s ease}.q-step[hidden]{display:none}
@keyframes q-in{from{opacity:0;transform:translateY(6px)}}
.q-title{font:600 clamp(1.3rem,3vw,1.6rem)/1.2 var(--display);padding:0;margin:0 0 4px;text-wrap:balance}.q-hint{margin:-8px 0 0;color:var(--muted);font-size:.9rem}
.choices{display:grid;gap:10px}.choice{position:relative;display:block;cursor:pointer;margin:0;font-weight:500}
.choice input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.choice span{display:flex;align-items:center;gap:12px;padding:14px 16px;border:1.5px solid var(--line);border-radius:14px;background:#fff;transition:all .15s}
.choice span::before{content:'';flex:none;width:20px;height:20px;border:2px solid #b9cdc2;border-radius:50%;background:#fff;transition:all .15s}
.choice input[type=checkbox]+span::before{border-radius:6px}
.choice:hover span{border-color:#22b07a99}.choice input:checked+span{border-color:var(--green);background:var(--mint)}
.choice input:checked+span::before{border-color:var(--green);background:var(--green);box-shadow:inset 0 0 0 3px #fff}
.choice input:focus-visible+span{outline:3px solid var(--orange);outline-offset:2px}
.q-nav{display:flex;justify-content:flex-end}
.field{display:grid;gap:6px;margin:0;font-weight:600;font-size:.92rem}.field em{font-weight:400;color:var(--muted);font-style:normal}
.field input,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-weight:400}
.field [aria-invalid=true]{border-color:#c2410c}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.secure-note{display:flex;align-items:center;justify-content:center;gap:8px;margin:12px 0 0;font-size:.8rem;color:var(--muted);text-align:center}
.partner-result{text-align:center;padding:12px 0;outline:none}.partner-result .ico{margin:0 auto}.partner-result h3{font-size:1.5rem;margin:.4em 0}.partner-result .result-msg{color:var(--muted);max-width:46ch;margin:0 auto 1.2em}
@media(max-width:1080px){.aff-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.aff-grid,.traffic-grid,.field-row{grid-template-columns:1fr}}

/* Application page (NoRefusal structure) */
.narrow{width:min(760px,calc(100% - 48px));margin-inline:auto}
.form-hero{background:var(--mint);padding:clamp(24px,4vw,44px) 0 clamp(36px,5vw,56px);text-align:center}
.form-hero .crumbs{justify-content:center}.form-hero .eyebrow{display:inline-flex;align-items:center}
.form-hero h1{font-size:clamp(1.9rem,3.8vw,2.8rem);margin:.15em 0 .2em}.form-hero .lead{margin:0 auto 18px;max-width:none}
.trust-row{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 26px;padding:0;margin:0 0 6px;font-weight:600;font-size:.92rem}
.trust-row li{display:inline-flex;align-items:center;gap:10px}
.form-status{color:var(--muted);margin:14px 0 0}.form-status:empty{display:none}
.form-card{min-height:480px;background:#fff;border-radius:22px;padding:clamp(12px,2vw,20px);box-shadow:var(--shadow);margin-top:18px;text-align:left}
.form-hero .secure-note{margin-top:16px}.form-disclaimer{margin:14px auto 0;max-width:620px}
.center-heading{margin-inline:auto;text-align:center}
/* Mobile: headline + request form above the fold; intro and facts follow the form */
@media(max-width:960px){.hero-grid{gap:16px}.hero-copy{display:contents}.hero-copy>h1{order:1;margin-bottom:0}.hero-grid>.inquiry{order:2}.hero-copy>.lead{order:3;margin:6px 0 0}.hero-copy>.hero-facts{order:4;margin-top:0}}
@media(max-width:640px){.hero{padding-top:18px}.hero h1{font-size:1.95rem}.inquiry{padding:18px 18px 16px;border-radius:18px}.inquiry-tag{font-size:.85rem;margin-bottom:6px}.inquiry h2{font-size:1.3rem;margin-bottom:12px}.inquiry label{margin-bottom:6px}.select{margin-bottom:12px}.inquiry .select select{padding:12px 44px 12px 14px;font-size:1.05rem}.button.block{padding:14px;font-size:1.05rem}.inquiry-badges{margin-top:12px;gap:6px}.inquiry-badges li{padding:4px 10px;font-size:.7rem}}
@media(max-width:960px){.hero::before{top:120px;bottom:auto;height:340px;clip-path:polygon(0 16%,100% 0,100% 84%,0 100%)}}

/* Hero headline: heavier and larger on desktop; animated highlight on 24/7 */
.hero h1{font-weight:800;letter-spacing:-.025em;line-height:1.04}
@media(min-width:961px){.hero h1{font-size:clamp(3rem,5.2vw,4.6rem)}}
.hl{position:relative;display:inline-block;color:var(--green-dk)!important;padding:0 .08em;background:linear-gradient(100deg,transparent 0 40%,#ffffff99 50%,transparent 60%) no-repeat -150% 0/60% 100%,linear-gradient(transparent 58%,var(--lime) 58%,var(--lime) 92%,transparent 92%) no-repeat 0 0/0% 100%;animation:hl-in .9s .35s cubic-bezier(.2,.8,.2,1) forwards,hl-shine 3.8s 1.6s ease-in-out infinite}
@keyframes hl-in{to{background-size:60% 100%,100% 100%}}
@keyframes hl-shine{0%,55%{background-position:-150% 0,0 0}100%{background-position:250% 0,0 0}}
@media(prefers-reduced-motion:reduce){.hl{background-size:0 0,100% 100%}}

/* Application form card */
.form-hero{padding-top:clamp(28px,4vw,48px)}
.form-card{padding:0;overflow:hidden;border:1px solid #d4e9dd;border-radius:20px;box-shadow:0 24px 60px -24px #0f4a3159}
.form-card-head{display:flex;align-items:center;justify-content:center;gap:8px;margin:0;padding:12px 16px;background:linear-gradient(90deg,var(--green-dk),var(--green));color:#fff;font-size:.82rem;font-weight:700;letter-spacing:.01em}
.form-card #lead-scout-form{padding:clamp(14px,3vw,28px) clamp(14px,3vw,32px) clamp(10px,2vw,20px)}
.form-card .form-status{margin:22px 0 0}

/* Dark loan cards: full-height image cell flush left, title + text on the right */
.dark-card{display:grid;grid-template-columns:116px 1fr;align-items:stretch;padding:0;overflow:hidden}
.dark-card-media{display:flex;align-items:center;justify-content:center;background:#2f4a53}
.dark-card-media .ico{width:100%;height:100%;flex:none;border-radius:0}
.dark-card-media img.ico{object-fit:contain;padding:16px}
.dark-card-media .ico-ph{box-shadow:none;background:repeating-linear-gradient(135deg,#365660 0 6px,#2f4a53 6px 12px)}
.dark-card>div{padding:20px 24px;align-self:center}.dark-card h3{margin:0 0 6px}
@media(max-width:640px){.dark-card{grid-template-columns:88px 1fr}.dark-card>div{padding:16px 18px}}

/* Form page trust row: centered row on desktop, infinite ticker on phones */
.ticker-dup{display:none!important}
@media(max-width:640px){
 .trust-ticker{overflow:hidden;margin:0 -16px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
 .ticker-track{display:flex;width:max-content;animation:marquee 16s linear infinite}
 .trust-ticker:active .ticker-track{animation-play-state:paused}
 .ticker-track .trust-row{flex-wrap:nowrap;flex-direction:row;gap:0;margin:0}
 .ticker-track .trust-row li{white-space:nowrap;padding-right:28px;font-size:.88rem}
 .ticker-track .trust-row .ico{--s:32px}
 .ticker-dup{display:flex!important}
}
@media(max-width:640px) and (prefers-reduced-motion:reduce){.trust-ticker{overflow-x:auto;-webkit-mask-image:none;mask-image:none}.ticker-dup{display:none!important}.ticker-track{padding-left:16px}}

@media(max-width:640px){.form-hero .lead{display:none}.form-hero h1{margin-bottom:14px}}
@media(max-width:640px){.form-card-head{font-size:.7rem;padding:10px 12px;gap:6px;white-space:nowrap}}
/* "Bon à savoir" note: same layout as the dark loan cards (full-height image cell on the left) */
.note{display:grid;grid-template-columns:116px 1fr;gap:0;padding:0;overflow:hidden;align-items:stretch}
.note-icon{display:flex;align-items:center;justify-content:center;background:var(--mint-2)}
.note-icon .ico{width:100%;height:100%;flex:none;border-radius:0}
.note-icon img.ico{object-fit:contain;padding:16px}
.note-icon .ico-ph{box-shadow:none}
.note>div{padding:20px 24px;align-self:center}
@media(max-width:640px){.note{grid-template-columns:88px 1fr}.note>div{padding:16px 18px}}

/* Guide heroes: photo background, faded on the left so the title stays readable */
.page-hero-photo{position:relative;padding:clamp(36px,5vw,64px) 0 clamp(40px,5vw,68px);background:linear-gradient(90deg,var(--mint) 0,#e5f6eef2 38%,#e5f6eeb3 60%,#e5f6ee33 100%),var(--hero-bg) right 30%/cover no-repeat,var(--mint)}
@media(max-width:900px){.page-hero-photo{background:linear-gradient(180deg,#e5f6eeeb,#e5f6eef7),var(--hero-bg) center/cover no-repeat,var(--mint)}}
/* Handwritten marker highlight on 24/7 (pure CSS: two uneven, tilted marker strokes drawn in) */
.hl{position:relative;isolation:isolate;background:none!important;animation:none!important;padding:0 .06em}
.hl::before,.hl::after{content:"";position:absolute;z-index:-1;left:-.14em;right:-.18em;transform-origin:left center;transform:rotate(-2deg) scaleX(0);animation:hl-draw .7s .4s cubic-bezier(.3,.9,.3,1) forwards}
.hl::before{bottom:.04em;height:.5em;background:var(--lime);border-radius:62% 38% 55% 45%/48% 62% 38% 52%;opacity:.95}
.hl::after{bottom:.24em;height:.22em;left:.05em;right:-.05em;background:#b4e85f;border-radius:40% 70% 30% 60%/60% 40% 70% 35%;transform:rotate(1.2deg) scaleX(0);animation:hl-draw2 .55s .9s cubic-bezier(.3,.9,.3,1) forwards;opacity:.8}
@keyframes hl-draw{to{transform:rotate(-2deg) scaleX(1)}}
@keyframes hl-draw2{to{transform:rotate(1.2deg) scaleX(1)}}
@media(prefers-reduced-motion:reduce){.hl::before{transform:rotate(-2deg) scaleX(1)}.hl::after{transform:rotate(1.2deg) scaleX(1)}}

/* Logo lockup with "Fièrement Québécois" */
.brand-lockup{display:inline-flex;flex-direction:column;align-items:flex-start;gap:2px;text-decoration:none;line-height:1}
.brand-lockup .brand{line-height:1}
.proud{display:inline-flex;align-items:center;gap:6px;font:700 .64rem/1 var(--font);letter-spacing:.06em;text-transform:uppercase;color:#1f4e8c;white-space:nowrap}
.flag-mini{--s:16px;border-radius:3px}.flag-mini.ico-ph{background:repeating-linear-gradient(135deg,#cfe0f5 0 3px,#e8f0fa 3px 6px);box-shadow:inset 0 0 0 1px #1f4e8c66}
.footer-top{display:flex;align-items:center;gap:24px;flex-wrap:wrap;padding-bottom:28px;margin-bottom:28px;border-bottom:1px solid var(--line)}
.footer-top .brand{font-size:1.8rem}.footer-top p{margin:0;color:var(--muted);font-size:.9rem}
@media(max-width:640px){.footer-top{flex-direction:column;align-items:flex-start;gap:10px}}

/* Under the hero CTA: one centered line, no pills */
.inquiry-note{margin:12px 0 0;text-align:center;font-size:.8rem;color:var(--muted)}.inquiry-note span{margin:0 6px;opacity:.6}
.inquiry-rating{margin-top:16px;padding-top:16px;border-top:1px solid var(--line);text-align:center}
.inquiry-rating-score{display:flex;align-items:center;justify-content:center;gap:10px;line-height:1.2}
.inquiry-rating-score strong{font-size:1rem;color:var(--ink)}
.inquiry-stars{display:inline-flex;gap:3px}
.inquiry-stars span{display:block;width:19px;height:19px;background:#e9a816;clip-path:polygon(50% 0%,61% 35%,98% 35%,68% 57%,79% 94%,50% 72%,21% 94%,32% 57%,2% 35%,39% 35%)}
.inquiry-rating p{margin:6px 0 0;font-size:.85rem;color:var(--muted)}
/* Facts strip: icon centered above its label */
.facts .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.facts span{flex-direction:column;justify-content:flex-start;gap:10px;text-align:center}
@media(max-width:640px){.facts .wrap{grid-template-columns:1fr 1fr;gap:18px 12px}}
.select-chev.mi-ph[data-icon=micro-chevron-bas]{transform:translateY(-50%) rotate(90deg)}

/* Consent pop-up: shared site-privacy component, SansRefus look */
.privacy-panel{left:20px;bottom:20px;width:min(400px,calc(100vw - 32px));padding:22px 22px 18px;background:#fff;color:var(--ink);border:1px solid var(--line);border-top:5px solid var(--green);border-radius:18px;box-shadow:0 24px 60px -18px #0b2e2159,0 2px 8px #0b2e2114;font-family:var(--font)}
.privacy-panel h2{font:700 1.25rem/1.2 var(--display);letter-spacing:-.01em;color:var(--dark);margin:0 0 8px}
.privacy-panel p{font-size:.84rem;line-height:1.55;color:var(--muted)}
.privacy-panel summary,.privacy-panel details a{color:var(--green);font-weight:700;font-size:.8rem}
.privacy-actions{gap:10px}
.privacy-actions button{border-radius:10px;font:700 .9rem var(--font);padding:12px 10px;box-shadow:none;transition:background .15s,transform .15s}
.privacy-actions button[data-privacy=allow]{order:2;background:var(--green);border:1px solid var(--green);color:#fff;box-shadow:0 8px 18px -8px #148a5bcc}
.privacy-actions button[data-privacy=allow]:hover{background:var(--green-dk);transform:translateY(-1px)}
.privacy-actions button[data-privacy=reject]{order:1;background:#fff;border:1.5px solid #c9dbd1;color:var(--ink)}
.privacy-actions button[data-privacy=reject]:hover{background:var(--mint);transform:translateY(-1px)}
.privacy-close{color:var(--muted);font-size:.8rem}
.privacy-panel :focus-visible{outline:3px solid var(--orange);outline-offset:3px}
footer .privacy-link{color:var(--muted)}
@media(max-width:500px){.privacy-panel{left:12px;right:12px;bottom:12px;width:auto;padding:18px 18px 14px}}

/* Calculator: rate above the 35% legal maximum in Québec */
.calc{transition:border-color .2s,box-shadow .2s}
.calc-warning{grid-column:1/-1;margin:0;padding:14px 18px;border-radius:12px;background:#fdecec;border:1px solid #f3b4b4;color:#9b1c1c;font-size:.9rem;line-height:1.55}
.calc-warning a{color:#9b1c1c;font-weight:700}
.calc.over{border-color:#e05252;box-shadow:0 0 0 3px #e0525226,0 18px 40px -18px #9b1c1c55}
.calc.over label,.calc.over output{color:#b42318}
.calc.over input[type=range]{accent-color:#d92d20}
.calc.over input[type=number],.calc.over .select select{border-color:#e05252;color:#b42318;background:#fff7f7}
.calc.over .select-chev{color:#d92d20}
.calc.over .calc-result div{background:#fdecec}
.calc.over .calc-result span,.calc.over .calc-result strong{color:#b42318}

/* Generated logos */
.logo-img{display:block;height:auto;max-width:none}
.brand-lockup{gap:3px}.brand-lockup.in-nav .logo-img{width:124px}
.brand-lockup.in-footer .logo-img{width:149px}
.strip .logo-img{width:93px}
.final-logo{display:inline-block}.final-logo .logo-mascot{width:110px;height:auto;margin:0 auto;filter:drop-shadow(0 10px 18px #0b2e2166)}
@media(max-width:640px){.brand-lockup.in-nav .logo-img{width:105px}}
/* Mobile hero: centered headline/intro; facts as three compact cards */
@media(max-width:960px){
 .hero-copy>h1,.hero-copy>.lead{text-align:center}
 .hero-copy>.hero-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;width:100%}
 .hero-facts li{flex-direction:column;justify-content:flex-start;text-align:center;gap:6px;padding:12px 6px;background:#fff;border-radius:14px;box-shadow:0 2px 10px #1b2b3210;font-size:.72rem}
 .hero-facts li .ico{--s:36px}.hero-facts strong{font-size:.9rem}
}
/* Rating stars twinkle (scintillent): staggered pulse + sliding glint */
.inquiry-stars span{background:linear-gradient(115deg,#e9a816 0 38%,#fff6cf 50%,#e9a816 62% 100%) 100% 0/260% 100% no-repeat;animation:star-twinkle 3.2s ease-in-out infinite;will-change:transform}
.inquiry-stars span:nth-child(2){animation-delay:.18s}.inquiry-stars span:nth-child(3){animation-delay:.36s}.inquiry-stars span:nth-child(4){animation-delay:.54s}.inquiry-stars span:nth-child(5){animation-delay:.72s}
@keyframes star-twinkle{0%,55%,100%{transform:scale(1) rotate(0);filter:brightness(1);background-position:100% 0}68%{transform:scale(1.22) rotate(10deg);filter:brightness(1.18) saturate(1.2)}80%{transform:scale(.96) rotate(-4deg);background-position:0 0}90%{transform:scale(1.04) rotate(0)}}
/* Loan tiles: hover / focus colour change */
.tile{border:1.5px solid transparent;transition:transform .18s ease,background .18s ease,border-color .18s ease,color .18s ease,box-shadow .18s ease}
.tile .ico{transition:transform .25s cubic-bezier(.3,1.4,.5,1)}
.tile:hover,.tile:focus-visible{background:var(--mint);border-color:var(--green-hi);color:var(--green-dk);transform:translateY(-4px);box-shadow:0 14px 30px -14px #148a5b80}
.tile:hover .ico,.tile:focus-visible .ico{transform:scale(1.12) rotate(-4deg)}
.tile[aria-current]{outline:0;border-color:var(--green)}

/* Contact page warning: red, no green side bar, warning icon on each side */
.notice-warn{display:flex;align-items:center;gap:18px;padding:18px 22px;background:#fdecec;border:1px solid #f3b4b4;border-left:1px solid #f3b4b4;border-radius:14px;color:#7a1414}
.notice-warn p{margin:0;flex:1;text-align:center}.notice-warn strong{color:#9b1c1c}
.warn-ico{color:#d92d20}.warn-ico.mi-ph{font-size:28px;line-height:1}
@media(max-width:640px){.notice-warn{gap:10px;padding:14px}.notice-warn p{font-size:.92rem}.warn-ico{--s:22px!important}}
.copyright{padding-bottom:4px}.legal{margin-top:14px}
.legal .privacy-link{margin:0!important;color:#4a5a53;font-size:.84rem;text-decoration:none;font-family:var(--font)}.legal .privacy-link:hover{color:var(--green);text-decoration:underline}
.copyright{text-align:center}
.legal{padding-bottom:12px}.legal .tm-note{margin:10px auto 0;padding:0 24px;max-width:1180px}
.legal .copyright{border:0;padding:0;margin:12px auto 0;text-align:center;color:#4a5a53}.footer-bottom{padding-bottom:22px}